Mortgage · Upfront decision
Down payment calculator
See how a different down payment changes the amount you borrow and the cash you bring.
1 Your information
Let’s make this specific to you.
Use a rough estimate if you are still exploring. You can update it as you learn more.
What this number is:
A transparent planning estimate, not a lender quote or a promise. The assumptions are shown so you can adjust them.
Estimated down payment
$42,500
$382,500 would remain as the estimated loan amount.
Value you entered$425,000
Planning estimate$42,500
Here’s how to use this result
Compare it with your savings, monthly budget and other purchase costs. A number becomes useful when you see how it fits into the rest of your plan.
Keep exploring
Try another assumption or use the complete planner to connect monthly sustainability with cash sustainability.
Open complete plannerHomeMetrica estimates are for educational and planning purposes. Actual costs vary by lender, property, location and borrower.